WHY WE ARE DIFFERENT

Unlike some other agencies we prepare not only the NSW legal processes (forms) but also interstate legal processes after judgment has been obtained in NSW.

After preparing the NSW legal processes we send them to our solicitor to sign. This means our solicitor does not have to do any work and this means no solicitors costs are billed to the client in cases where a defence is not filed.

Each state and territory has its own legislation and associated forms which can be accessed online.
Statements can be sent to the client either monthly or immediately after money is recovered from a debtor.

Our commission and charges are negotiable depending on the size of a debt or the volume of debts.
Searches are being done online saving considerable time leading up to legal proceedings.

Debtors have the choice of paying by direct deposit into our annually audited trust account, paying by cheque or Money Order.

Some agents charge up to 50 % commission without billing Court fees and solicitors costs. GMMA’s commission is low. We do bill the Court fees (not the solicitors costs in an undefended matter). But the Court fees are recoverable together with interest under the Civil Procedures Act. The interest can be offset against the commission. The agent who charges up to 50 % may keep the interest or may be overly selective as to which matters to undertake legally.

We don’t have a contract that locks the client into harsh conditions.

No joining fee

No annual subscription

No instalment proposal is accepted without the consent of the client.

No legal action is taken in cases where the client and GMMA agree it would be not feasible or uncommercial to proceed.

Gibb-MaccDougall Mercantile Agents